An accurate inventory and proof of ownership. Read Home Insurance 101 for an overview of standard home insurance coverage. The threat of loss of property from fire, theft, or other causes is always present. After cataloging your household belongings, be sure to contact your home insurance agent and see if you have enough coverage for all of your things. There are limitations on how much your home insurance policy will cover for specific items. A home inventory is a way to help make home or renters insurance coverage decisions & expedite the insurance claims process after theft, damage or loss. It includes photos and the price of each item. Keep your photos, receipts and your inventory in a safe place such as a fireproof safe, on a remote computer or anywhere else that they cannot be destroyed. Look at the background of the picture often much of the room has been captured. A household inventory is a list of important items in a residential property. TIP: Don’t forget that taking pictures of your items and gathering receipts can help to prove ownership as well. Start by downloading your home inventory checklist and get started today. How to create a home inventory list Take photos Assign by category Category examples Record serial numbers Keep proof of value Check coverage on special. Will you remember everything you owned after it is gone? Especially in a time of crisis? Having a pre-established home inventory will take the headache out of that task – leaving you to focus on more important things.Īt we have created a comprehensive, yet easy to use home inventory checklist that you can use to catalogue all of your belongings. If your home is lost in a covered peril, your first call will be to your home insurance agent and your task of proving what was lost will begin. In the event of a disaster, a home inventory can be your greatest asset. For insurance purposes, take close-ups of unique or expensive items to document their existence and condition. Photograph open closets, cabinets, cupboards, and drawers. It provides a method of knowing exactly what personal property you own. Home Inventory Can Help With Claims Is Your Stuff Accounted For? A household inventory is an itemized list of your personal belongings.
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